To the Panel of Directors, The PNC Economic Service Class, Inc.

We’ve got examined management’s assertion, contained in the accompanying Management’s Report on Assessment of conformity with SEC legislation abdominal maintenance standards, that Midland Loan Services’, a division of PNC financial, state connection (“Midland” or the “Company”), complied making use of servicing requirements established in object 1122(d) of Securities and change payment’s rules AB for several transactions maintained regarding business! ® Loan administration program (the “Platform”) by December 31, 2020 and for the 12 months then finished leaving out criteria 1122(d)(1)(iii), 1122(d)(3)(i)(B), 1122(d)(3)(i)(C), 1122(d)(3)(i)(D), 1122(d)(3)(ii), 1122(d)(3)(iii), 1122(d)(3)(iv), and 1122(d)(4)(xv), that the organization has actually determined commonly relevant to your servicing recreation carried out by all of them with respect to the Platform. Midland’s control is in charge of the assertion and for the Company’s compliance with the appropriate servicing criteria. Our obligation is present an impression on management’s assertion regarding the Company’s compliance making use of the relevant servicing standards according to our assessment.

As explained in management’s assertion, for servicing requirements 1122(d)(1)(i), 1122(d)(2)(ii), 1122(d)(4)(i), 1122(d)(4)(iii), 1122(d)(4)(vi), and 1122(d)(4)(xi), the firm possess interested certain vendors to https://loansolution.com/installment-loans-co/ execute the activities required by these maintenance standards. The business provides determined these particular manufacturers commonly thought about “servicers” as described in Item 1101(j) of legislation AB, and the organization have chosen to take obligations for assessing conformity using maintenance standards appropriate to each vendor as authorized by Compliance and Disclosure Interpretation 200.06 of SEC Division of enterprise Finance’s perceptions on the guidelines followed under rules abdominal while the Securities work and trade work (“Interpretation 200.06”). As authorized by explanation 200.06, the Company has actually asserted this have policies and treatments in place designed to incorporate affordable confidence that the providers’ activities comply in all content areas using the maintenance requirements appropriate to each and every seller. The firm try only responsible for deciding it satisfy the SEC requisite to use understanding 200.06 for all the vendors and related criteria as defined with its assertion, and in addition we sang no treatments according to the Company’s determination of its qualifications to use understanding 200.06.

The assessment was actually done according to the specifications regarding the people organization Accounting Oversight panel (usa) and also in conformity with attestation requirements developed by the American Institute of Certified Public Accountants.

Those expectations require that we prepare and carry out the examination to have reasonable confidence about whether management’s assertion about conformity making use of relevant servicing standards is pretty stated, in most information areas, and, consequently, provided examining, on an examination foundation, evidence concerning the Company’s conformity because of the applicable servicing requirements and carrying out these types of additional procedures even as we regarded necessary within the conditions. Our very own examination incorporated screening of picked asset-backed transactions and securities that include the Platform, assessment of picked maintenance activities associated with the working platform, and deciding whether or not the business refined those chosen transactions and performed those chosen activities in conformity because of the relevant maintenance conditions. All of our procedures had been restricted to the selected purchases and maintenance recreation carried out because of the organization during the cycle protected by this document. Our methods were not built to recognize noncompliance as a result of mistakes that will bring happened in advance of or after the tests that’ll have affected the bills or quantities determined or reported from the organization during the period protected by this report. We believe that our examination supplies, and therefore evidence we gotten is enough and appropriate to provide, a reasonable factor in regards to our view. Our assessment doesn’t provide a legal determination throughout the Company’s compliance because of the maintenance requirements.

In our advice, management’s assertion that Midland complied using the aforementioned applicable maintenance requirements as of and also for the season concluded December 31, 2020 for many transactions maintained throughout the Enterprise! Loan administration experience rather claimed, in most materials respects.